Purpose

To provide life insurance coverage along with personal accident for expatriate domestic workers in one package for the duration of the contract -two years from the date of entry to the country.

Brief Write-up

Embassies of certain nationality have made it mandatory to issue insurance policy prior to the entry into State of Kuwait or whilst on travel to home land (vacation). Sponsors of the Domestic Helper also are protected against compensations in case of unexpected death or injury whilst in employment with him.

Benefits
1.    LIFE BENEFITS- DEATH DUE TO ANY CAUSE;

2.    PERSONAL ACCIDENT BENEFITS- ACCIDENTAL DEATH
○ PERMANENT TOTAL DISABILITY DUE TO ACCIDENT
○ PERMANENT TOTAL DISABILITY DUE TO SICKNESS
○ PERMANENT PARTIAL DISABILITY DUE TO ACCIDENT
○ PERMANENT PARTIAL DISABILITY DUE TO SICKNESS
○ MEDICAL EXPENSES DUE TO ACCIDENT
○ REPATRIATION BENEFITS

Coverage

1.    LIFE BENEFITS.

○   DEATH DUE TO ANY CAUSE : SUM ASSURED OF FIXED SUM AS REQUIRED BY THE CLIENT- SAY 2000 OR 5000.

2.    PERSONAL ACCIDENT BENEFITS.
○ ACCIDENTAL DEATH : SUM ASSURED OF FIXED SUM AS REQUIRED BY THE CLIENT- SAY 2000 OR 5000
○ PERMANENT TOTAL DISABILITY DUE TO ACCIDENT : SUM ASSURED OF FIXED SUM AS REQUIRED BY THE CLIENT- SAY 2000 OR 5000
○ PERMANENT TOTAL DISABILITY DUE TO SICKNESS : SUM ASSURED OF FIXED SUM AS REQUIRED BY THE CLIENT- SAY 2000 OR 5000
○ PERMANENT PARTIAL DISABILITY DUE TO ACCIDENT: % OF SUM ASSURED OF FIXED SUM AS REQUIRED BY THE CLIENT- SAY 2000 OR 5000
○ PERMANENT PARTIAL DISABILITY DUE TO SICKNESS : % OF SUM ASSURED OF FIXED SUM AS REQUIRED BY THE CLIENT- SAY 2000 OR 5000
○ MEDICAL EXPENSES DUE TO ACCIDENT :ACTUAL EXPENSES SUBJECT TO MAXIMUM OF 10% OF SUM ASSURE OR KD.1000/

REPATRIATION BENEFITS : ACTUAL EXPENSES SUBJECT TO MAXIMUM KD.500/-