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Individual Life Insurance

However we may be well prepared for the future, without an adequate, thoughtful & comprehensive life insurance policy, one of the most fundamental pillars of a sound financial strategy will be missing. Life Insurance in its many forms is designed to provide those who depend on a loved one to find sanctuary when this loved one is incapacitated in one way or another & is unable to provide for the dependents.

Warba Insurance & Reinsurance offers a range of options from its Individual Life Insurance portfolio that caters to a varying set of challenges that one faces today & in the future to provide dependents with the security & peace of mind that is rarely present in case of unfortunate risk of the earning member of the family.

Our products in this segment are:

Domestic Helpers Policy

Purpose

To provide life insurance coverage along with personal accident for expatriate domestic workers in one package for the duration of the contract -two years from the date of entry to the country.

Brief write-up
Embassies of certain nationality have made it mandatory to issue insurance policy prior to the entry into state of Kuwait or whilst on travel to homeland (vacation). Sponsors of the domestic helper also are protected against compensations in case of unexpected death or injury whilst in employment with him.

Benefits
life benefits- death due to any cause;

  • Accidental death
  • Permanent total disability due to accident
  • Permanent partial disability due to accident
  • Permanent partial disability due to sickness
  • Repatriation benefits

Coverage

Life & Personal accident benefits:

  • Accidental death: sum assured of fixed sum
  • Permanent total disability due to accident: sum assured of fixed sum
  • Permanent partial disability due to accident: % of sum assured of fixed sum
  • Permanent partial disability due to sickness: % of sum assured of fixed sum
  • Repatriation benefits: Actual expenses subject to a maximum limit